Don't get me wrong, I totally agree with you on the design part.
But what I'm trying to figure out is if design and a REST API are the only 2 things where GoCardless outexecutes competitors. Especially since direct debit clearly isn't something new and there are other players in the field that offer a much broader support for different kinds of payment methods.
Id guess so yes but also market reach. I have a UK business and currently our customers are manually transferring money to us every quarter because I couldn't find a simple, easy and cost effective way to retrieve payments.
I hadn't come across Adyen until you mentioned them here.
But what I'm trying to figure out is if design and a REST API are the only 2 things where GoCardless outexecutes competitors. Especially since direct debit clearly isn't something new and there are other players in the field that offer a much broader support for different kinds of payment methods.